Where can I see my payment methods on Venmo?
If you’re on the Venmo app, go to the "Me" tab and check the Wallet section. You should see a list of the bank accounts and cards that you’ve added to your Venmo account.
Can I use a prepaid card or gift card on Venmo?
We allow credit, debit, and prepaid, network branded (e.g. American Express, Discover, MasterCard, Visa) cards registered under your name to be added to Venmo. Please note the following:
- Cards may be declined by the card issuer or Venmo for funds availability or fraud prevention reasons
- Some payment cards may require a ZIP code to be linked to your account
What about credit cards?
Some credit card providers charge cash advance fees (possibly including an additional dollar amount or percentage rate, in addition to other possible cash advance service fees, including a higher APR) if you use your credit card to make payments to friends on Venmo. For more information about whether your card provider charges these fees, contact your card provider.
Learn more about cash advance fees on Venmo.
Are there fees to use Venmo?
For information about our fees, please visit https://venmo.com/resources/our-fees/.
Can I change where my Venmo payment is coming from?
If you've already sent your payment, no. There's no way to change the payment method or amount of your payment after it's been sent. This is because the moment you send a payment on Venmo, the funds are authorized to be withdrawn from your payment method.
If you have access to a Venmo balance and have enough balance to cover the entire cost of your payment, Venmo will use your balance to fund your payment. Otherwise, Venmo will charge the entire cost of the payment to your preferred payment method.
There is one exception to this rule:
- If you sent a payment using iMessage and it hasn’t been accepted yet, or it went to a “New User,” you will still have the option to cancel the payment
- You can read more about that here
Please see the article on how to update your payment method, so that the correct payment method is debited for next time!
Can a bank account or card be added to two separate Venmo accounts?
If you share ownership of a bank account or debit card with another Venmo user, you may both be able to use the payment method on Venmo. (Please note that the payment method can only be linked to two Venmo accounts at a time, so any additional users who attempt to add it will be declined.)
For more information about joint bank accounts, visit this article. For more information about shared debit cards, visit this article.
At this time, credit cards cannot be used on more than one Venmo account.
If you’re unable to add a payment method because it’s already linked to another Venmo account, feel free to contact us so we can help.
Why was my card charged $0/$1 when I added it to Venmo?
Sometimes when you add a card to Venmo, you'll see a small line item on your debit or credit card statement that looks like this:
CHECKCARD XXXX VENMO 646-863-9557 NY 000000000000 $1.00
The amount could also be $0, but it's never larger than $1. This is a temporary authorization that we run on your card to confirm that the details you entered are correct. It's important to note that this is not an actual charge to your card. After we create this authorization, we cancel it so that you can use this money again.
If you still see a $1 authorization from Venmo after 5-7 business days, please contact your bank and ask them to remove it for you. We already attempt to cancel all of these when we create them, and cannot take further action on our end once we do so.
Can I add my PayPal card or PayPal account to Venmo?
Adding your PayPal card or PayPal account to your Venmo account is not available at this time.
What do I do if my bank account becomes disconnected from Venmo?
If you receive an error message that says something like, “We lost connection with your bank,” you’ll need to delete the bank account from your Venmo account and add it back again. This can happen if you update your online banking password.
If youre-add the bank account manually(using your account and routing number), keep in mind that you’ll need toverify the bank account. That process usually takes 1-2 business days. If you need to make a payment urgently, consider adding a debit card to your Venmo account.
How do I remove a bank account or card?
You can delete a payment method in the Venmo app:
- Go to the Metab
- Go to the Walletsection
- Tap on the payment method you would like to remove
- Tap on Removeand then tap Remove on the pop-up to confirm
If you run into an error message, make sure the payment method isn't set as a backup payment method or a preferred payment method.
