Revised: December 22, 2022
Overview
The Minnesota Department of Human Services (DHS) ensures basic health care coverage for low-income Minnesotans through Minnesota Health Care Programs (MHCP). This section outlines eligibility and coverage for these programs.
MHCP Member Eligibility
The information below shows the major program codes that appear in the MN–ITS eligibility verification transaction, with a brief description of the program and a link to more information. MHCP member eligibility is generally approved on a monthly basis. Verify MHCP eligibility through the secure, online MN–ITS eligibility verification transaction before providing a service (or at least once per month if billing monthly or for multiple services provided in one calendar month). Review Billing the Member (Recipient) for information about member cost-sharing responsibilities.
Minnesota Health Care Programs (MHCP)
Major Program Code | Brief Description of Program |
AC | Alternative Care Program |
BB | MinnesotaCare State and federally funded program for people age 21 years and older. |
EH | Emergency Medical Assistance |
FP | Minnesota Family Planning Program (MFPP) |
HH | HIV/AIDS |
IM | Institution for Mental Disease (IMD) |
JJ | MinnesotaCare |
KK | MinnesotaCare |
LL | MinnesotaCare |
MA | Medical Assistance |
NM | MA program that is mostly federally funded under the Children’s Health Insurance Program (CHIP), which covers pregnant women and infants under age 2. NM also covers a small number of adults age 21 and over who are not covered by CHIP. Eligibility and covered services mirror MA. |
OO | Behavioral Health Fund. State funded for Substance Use Disorder (SUD) service only. |
QM | Medicare Savings Program that covers Medicare Part A & B copays, coinsurance, premiums and deductibles only. See Qualified Medicare Beneficiary (QMB) (DHS-2087E) (PDF) |
RM | Refugee Medical Assistance |
SL | Service Limited Medicare Beneficiary |
UN | Limited program for specified benefits that do not require MA basis of eligibility. |
XX | MinnesotaCare |
Some people may be eligible for more than one program at the same time. For these people, MHCP will pay services at the highest level of coverage. For example, if a person has QM and MA coverage, MHCP will cover the person’s Medicare coinsurance and deductible based on QM coverage. However, because the person also has MA coverage, MHCP will cover services that are not covered by QM, but are covered by MA. Program SL reimburses a person’s Medicare premium and does not include coverage for health care services. People pending a long-term care assessment are listed as unknown until the assessment has been completed.
Minnesota Restricted Recipient Program (MRRP)
MRRP identifies MHCP members (any major program code) who have used services at a frequency or amount that is not medically necessary or who have used health services that resulted in unnecessary costs to MHCP. Once identified, these people are placed under the care of a designated primary care physician or other providers who coordinate their care for a 24-month period.
The primary care provider must fax a Medical Referral for MRRP Recipient form (DHS-2978) (PDF) to the MRRP office at 651-431-7475 no later than 90 days after the date of service of the referred-to provider service. This allows MHCP to process the referred-to provider’s claim. MHCP will deny claims if the referral is not received within 90 days of the referred-to provider’s date of service. Emergency health care services in response to a condition that, if not immediately diagnosed and treated, could cause a person serious physical or mental disability, continuation of severe pain, or death may be provided to a MRRP recipient without the authorization or referral of the primary care physician. The MRRP office may require documentation of the emergency situation to determine payment of the claim.
If you have any questions about a referral or the referral form, call MRRP at 651-431-2648 or 800-657-3674.
For members enrolled in managed care organizations (MCO), primary care providers must fax all health plan MRRP referrals to the appropriate MCO.
Hospital Presumptive Eligibility
The Hospital Presumptive Eligibility (HPE) program was established by the Affordable Care Act. It allows participating hospitals and hospital clinics to determine eligibility for temporary Medical Assistance (MA) using preliminary information from applicants. HPE helps people get needed health care coverage and helps hospitals receive payments for services they provide before a full MA determination can be made.
A hospital or hospital clinic can enroll as a qualified HPE provider at any time. A qualified HPE hospital must help people it approves for HPE to complete and submit the full MA application. Qualified HPE hospitals can provide direct assistance to complete the application, or help people connect with a navigator organization or certified application counselor. A hospital qualified to determine eligibility for HPE must comply with all policies and procedures and meet the HPE performance metrics established. See the HPE: Policies, forms and notices for more information. Certified hospital personnel who have completed training and are certified by DHS can determine eligibility for HPE. No verification is required to establish eligibility for HPE. See the HPE: Policies, forms and notices for more information.
When a qualified HPE hospital approves HPE, it must provide the approved member with an approval notice on security paper that DHS provides to the hospital. The HPE approval notice serves as proof of coverage for the member until they receive their MHCP ID card. The member can go to any MHCP provider and receive services with the HPE approval notice. DHS will mail an MHCP ID card to the approved member. The card contains the member’s MHCP ID number, which providers and pharmacies use to verify coverage.
A person does not need to be a patient to apply for HPE. Qualified HPE hospitals are required to process applications for a person regardless of whether the person is seeking medical treatment.
HPE coverage begins no earlier than the date on which the hospital approves the HPE application. The date of approval is entered as the “coverage begin date” on the HPE approval notice.
HPE Coverage ends:
A person approved for HPE is eligible to receive full MA (adult or children) benefits. This means there is no difference in covered services between HPE and regular MA.
Any MHCP provider, not just a qualified HPE hospital, is able to bill for services provided during the HPE coverage period. The billing procedures for HPE are the same as for MA.
Most people are able to receive HPE once in a twelve-month period. A pregnant woman is able to receive HPE once per pregnancy.
To make HPE determinations, a hospital must be an enrolled MHCP provider and agree to comply with the DHS HPE policy and procedures. Hospitals must sign and submit the Hospital Presumptive Eligibility Applicant Assurance Statement (DHS-3887) (PDF). Hospitals must also submit to DHS the name of two members of the hospital’s staff who have passed the DHS HPE training.
Refer to Hospital Presumptive Eligibility program webpage for more information.
Applicants with Disabilities
For MA applicants who indicate they may have a disability, the State Medical Review Team (SMRT) determines if they meet the criteria for disability status. Refer to the FAQs about the State Medical Review Team webpage for more information.
Waiver Services Programs
Waiver services are programs that have received federal approval for expanded coverage to MHCP members of services not usually covered by MA. These programs include:
Refer also to HCBS Waiver Services section of the MHCP Provider Manual for additional provider information about waiver and AC programs.
Minnesota Children with Special Health Needs (MCSHN) Program
MCSHN is no longer a funding resource for children with chronic illnesses or disabilities. Staff from this program are available to help families of children with special health care needs throughout Minnesota to identify services and supports (including financial support) that might be available. Staff is also available to problem-solve with providers and county workers who are trying to locate resources for families. Call 800-728-5420 for assistance.
Incarcerated Members
In general, adults who are incarcerated in detention or correctional facilities are not eligible for MHCP. People eligible under major program RM who meet all other eligibility requirements remain eligible for RM regardless of their living arrangement.
Incarcerated individuals who meet current clinical and financial eligibility guidelines and are receiving services in 245G or tribally licensed programs are eligible for payment through the Behavioral Health Fund.
MHCP members, regardless of age, are ineligible for coverage while they reside in the following correctional facilities:
Children who are placed by a juvenile court in certain juvenile programs may be eligible depending on the type of facility.
MHCP may not receive notification that a member is incarcerated until after the person’s eligibility was determined. In those cases, MHCP will retroactively close out the member’s eligibility and recoup any reimbursem*nts made to the provider for services performed during the member’s dates of incarceration.
Incarcerated Member’s Living Arrangement (LA):
Incarcerated Member Billing:
A person incarcerated in a state or local correctional facility may qualify for MA payment for hospital services. Refer to information under the Incarceration section of the Inpatient Hospital Services provider manual.
Contact the appropriate county jail or correctional facility about how to bill for the services that were provided.
Applying for MHCP Coverage
People may apply online through MNsure.org, at their local tribal or county agency, or at the MinnesotaCare office at DHS for MHCP coverage.
MinnesotaCare legislation mandates that application and informational materials be made available to provider offices, local human services agencies, and community health offices. Access and print online applications or have applications mailed to your office. Direction on which application to use can be found on each application. Contact MinnesotaCare at:
MinnesotaCare
P.O. Box 64838
St. Paul, MN, 55164-0838
651-297-3862 or 800-657-3672
Postpartum Coverage
MA and CHIP-funded MA provide access to the full range of MA benefits for people who are pregnant throughout the 12-month postpartum period, with no premiums, copays or deductibles. Effective July 1, 2022, the Minnesota Legislature extended postpartum coverage from 3 months to 12 months for pregnant people enrolled in MA or CHIP-funded MA.
Newborn Coverage
Children born to mothers covered by MA during the month of birth are given automatic MA newborn coverage and do not need to apply for MHCP coverage for the newborn. If these children continue to live in Minnesota (regardless with whom), the automatic MA eligibility continues through the last day of the month in which the child turns one year of age.
Spenddowns
Members in MA, IM (institutions for mental disease) or EH (emergency medical assistance) may be eligible with a spenddown or waiver obligation. Some people who have more income than the MA income limit allows may become eligible by spending down to the income limit. The spenddown dollar amount, similar to an insurance deductible, becomes the member’s financial responsibility before MHCP payment can be made.
Spenddowns and Managed Care
Spenddown Payment Options
Members may pay spenddowns in one of four different ways, depending on the program they are eligible for:
Contact the county agency if:
MHCP may collect any overpayments if the provider does not take appropriate steps.
The spenddown designated provider must bill services shortly after rendering the service; the member will remain ineligible for other services until the designated provider’s claim is processed.
Providers who are owed spenddown amounts see group and reason code PR142 on their remittance advices with a dollar amount that indicates the member’s spenddown amount. See the Billing the Member (Recipient) section of the MHCP Provider Manual.
Member ID Cards and Verification
Each member approved for MHCP is assigned an 8-digit member number that is printed on his or her ID card. Members of an eligible household receive their own ID cards, and may have different versions of the card, depending on when they became eligible.
Verify eligibility before each visit through MN–ITS.
Example of MHCP Member ID cards issued April 2020 through present:
Example of MHCP Member ID cards issued March 2006 through April 2020:
MHCP Covered Services
To be covered by MHCP, a health service must be determined by prevailing community standards or customary practice and usage to be:
For covered services by program, refer to the MHCP benefits at a glance chart.
MHCP Noncovered Services
MHCP does not cover:
Consult the appropriate section(s) of this manual for more specific information about other noncovered services.
Legal References
Minnesota Statutes, 256B.02 (Definitions)
Minnesota Statutes, 256B.03, subdivision 4 (Prohibition on payments to providers outside of the United States)
Minnesota Statues, 256B.055, subdivision 14 (Persons detained by law)
Minnesota Statutes, 256B.055 to 26B.061 (MA, Eligibility Categories, and requirements)
Minnesota Statutes, 256B.0625 (Covered Services)
Minnesota Statutes, 256D.03 (Responsibility to Provide General Assistance)
Minnesota Statutes, 256L (MinnesotaCare)
Minnesota Statutes, 256B.055, subdivision 6 (Pregnant women; unborn child)
Minnesota Rules, 9505.0010 to 9505.0140 (Health Care Programs, Medical Assistance Eligibility)
Minnesota Rules, 9505.0170 to 9505.0475 (Health Care Programs, Medical Assistance Payments)
Minnesota Rules, 9505.2160 to 9505.2245 (Health Care Programs, Surveillance and Integrity Review Program)
Minnesota Rules, 9506.0010 to 9506.0400 (MinnesotaCare)
Code of Federal Regulations, title 42, section 435 (MA Eligibility)
Code of Federal Regulations, title 42, section 440 (MA Services)
Code of Federal Regulations, title 42, section 456 (MA Utilization Control)
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